What To Do If Your Wallet Or Purse Is Stolen
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Since 06-04-06


From: Lowell J Mix [mailto:ljmix@juno.com]
Sent: Saturday, June 03, 2006 10:37 PM
To: NatCmdr@legion.org;
Subject: What To Do If Your Wallet Or Purse Is Stolen

This is very wise advice for all of us.  I encourage all of you to study and apply these actions to help protect your security.  It applies just as much to lady's purses as well as men's wallets.  

Also, keep a copy of this message in a safe place for reference to review every now and then.  This is especially important in view of the 26.5 million Veterans names, Social Security Numbers, birth dates, account numbers, and addresses/telephone numbers that were recently stolen from a computer belonging to the VA. 

Lowell J. Mix
 
Thanks again Dr. Dale.  This is a truly excellent piece of information and I intend to make copies of my wallet, etc. ASAP.  I can save it in the computer and use it at any time (if my computer remains okay--but I also have a backup hard drive with a USB so that helps too in case the main drive crashes.)
 
Jerry (also Hawaii)
 
-------Original Message-------
 
From: Dr Dale (Hawaii)
Date: 06/02/06 18:13:13
To: Undisclosed Dr Dale Distribution
Subject: Fw: What To Do If Your Wallet Or Purse Is Stolen
 
 
 
Aloha, Friends!
 
The following suggestions make perfect sense to me--especially those of us affected by the VA identity fiasco. I commend them to you.
 
A Hui Hou,
 
"Whatever may be conceded to the influence of refined education on minds of peculiar structure, reason and experience both forbid us to expect that National morality can prevail in exclusion of religious principle."                                                              óGeorge Washington
 
-------Original Message-------
 
Subject: What To Do If Your Wallet Or Purse Is Stolen
 
All of this makes perfect logical sense.
 
Please pass it on!!! 

Read  this and make a copy for your files in case you need to refer to it someday.

A corporate attorney sent the following out to the employees in his company.
 
1.  The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.

2.  Do not sign the back of your credit cards.   Instead, put "PHOTO ID REQUIRED".

3 When you are writing checks to  pay on your credit card accounts, DO NOT put the complete account number on  the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the c heck processing channels won't have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address. Never have your SS#  printed on your checks.(DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
 
5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards.

Unfortunately I, an attorney, have firsthand knowledge beca use my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package,  applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical  information to limit the damage in case this happens to you or someone you know:

1. We have been told we should cancel our credit cards  immediately. But the key is having the toll free numbers and your card  numbers handy so you know whom to call.  Keep those where you can find them.

2. File a police report immediately in the jurisdiction where  your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if  there ever is one).

But here's what is perhaps most important of all: (I never even thought to do this.)

3. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert.  Since then, no additional damage has been done, and the thieves threw my wallet away. This weekend (someone turned it in).
It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:
1.) Equifax:  1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3 742
3.) Trans  Union: 1-800-680-7289
4.) Social Security Administration (fraud line):  1-800-269-0271